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The remaining two-thirds are distributed according to fixed Quranic shares (fara’id) among classified heirs as prescribed in Surah An-Nisa (4:11–12). Wasiyat helps you create both components — the discretionary bequest and the complete inheritance schedule with full Quranic citations."}]]}],["$","$L3","1",{"value":"Islamic Inheritance Basics-1","className":"border-border","children":[["$","$L4",null,{"className":"text-left text-sm font-medium text-foreground/90 hover:text-foreground","children":"Why can I only bequeath up to 1/3 of my estate?"}],["$","$L5",null,{"className":"text-sm text-muted-foreground leading-relaxed","children":"The 1/3 cap originates from the hadith of Sa’d ibn Abi Waqqas (Sahih al-Bukhari 2742), who asked the Prophet (ﷺ) about bequeathing his entire wealth. The response was: “One-third, and one-third is much.” This limit safeguards the Quranic rights of classified heirs (ashab al-furu’d) and prevents disinheritance of family members through excessive bequests. 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Each doctrine differs on critical rules: the Hanafi school applies awl (proportional reduction) when shares exceed 1.0; the Ja’fari school excludes certain agnatic relatives; the Shafi’i school handles the ‘grandfather vs. brothers’ problem differently from the Hanafi view. Our engine implements each school’s exact classical rules."}]]}],["$","$L3","3",{"value":"Islamic Inheritance Basics-3","className":"border-border","children":[["$","$L4",null,{"className":"text-left text-sm font-medium text-foreground/90 hover:text-foreground","children":"Can I make a bequest to an heir?"}],["$","$L5",null,{"className":"text-sm text-muted-foreground leading-relaxed","children":"No. This prohibition is based on the hadith: “There shall be no bequest for an heir” (Abu Dawud 2870, Sunan al-Tirmidhi 2120). If a testator bequeaths to a classified heir (e.g., spouse, children, parents), the bequest is void unless all other heirs unanimously consent after the death (ijma’ al-fuqaha). 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This is a foundational architectural principle of Wasiyat: the deterministic rule-based engine handles all inheritance calculations, bequest cap enforcement, and constraint validation. ORIS handles only user experience and advisory features. The two systems are strictly separated — ORIS cannot read or write to the calculation pipeline. If ORIS experiences downtime or errors, all core features (calculations, document generation, family management) continue operating normally. This ensures that religious obligations are never dependent on AI accuracy."}]]}],["$","$L3","2",{"value":"ORIS AI-2","className":"border-border","children":[["$","$L4",null,{"className":"text-left text-sm font-medium text-foreground/90 hover:text-foreground","children":"Can I trust ORIS for religious guidance?"}],["$","$L5",null,{"className":"text-sm text-muted-foreground leading-relaxed","children":"ORIS provides educational information sourced from authenticated classical texts (Al-Sirajiyyah, Sharh al-Fara’id, and other recognized fiqh references). However, ORIS is explicitly prohibited from issuing fatwas, making religious rulings, or offering personalised spiritual advice. For matters of fiqh requiring ijtihad (scholarly reasoning), you should consult a qualified mufti or Shariah scholar. 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If downgrading removes features you’re actively using (e.g., additional doctrines, vault storage), we’ll notify you before the change and provide an export option for any data that would become inaccessible."}]]}]]}]]}],["$","div","Legal & Compliance",{"children":[["$","div",null,{"className":"flex items-center gap-3 mb-4","children":[["$","div",null,{"className":"flex h-10 w-10 items-center justify-center rounded-lg bg-emerald-500/10 text-emerald-400 ring-1 ring-emerald-500/20","children":["$","svg",null,{"xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-scale h-5 w-5","children":[["$","path","7g6ntu",{"d":"m16 16 3-8 3 8c-.87.65-1.92 1-3 1s-2.13-.35-3-1Z"}],["$","path","ijws7r",{"d":"m2 16 3-8 3 8c-.87.65-1.92 1-3 1s-2.13-.35-3-1Z"}],["$","path","1b0cd5",{"d":"M7 21h10"}],["$","path","108xh3",{"d":"M12 3v18"}],["$","path","3gwbw2",{"d":"M3 7h2c2 0 5-1 7-2 2 1 5 2 7 2h2"}],"$undefined"]}]}],["$","h2",null,{"className":"text-xl font-semibold text-foreground","children":"Legal & Compliance"}]]}],["$","$L2",null,{"type":"single","collapsible":true,"className":"w-full","children":[["$","$L3","0",{"value":"Legal & Compliance-0","className":"border-border","children":[["$","$L4",null,{"className":"text-left text-sm font-medium text-foreground/90 hover:text-foreground","children":"Is a Wasiyat document legally valid in India?"}],["$","$L5",null,{"className":"text-sm text-muted-foreground leading-relaxed","children":"Wasiyat generates documents aligned with the Muslim Personal Law (Shariat) Application Act, 1937, which governs succession for Indian Muslims. Under Islamic law, a will does not require registration to be valid, but it must be executed with the testimony of at least two adult Muslim witnesses. We strongly recommend attestation and, for high-value estates, optional notarization. For immovable property (land, flats), registration under the Registration Act, 1908 may be advisable depending on state rules. Our State Execution Packs include state-specific guidance on stamp duty, registration, and witness requirements."}]]}],["$","$L3","1",{"value":"Legal & Compliance-1","className":"border-border","children":[["$","$L4",null,{"className":"text-left text-sm font-medium text-foreground/90 hover:text-foreground","children":"Which Indian states are supported?"}],["$","$L5",null,{"className":"text-sm text-muted-foreground leading-relaxed","children":"Wasiyat supports all Indian states and union territories. Each state has distinct requirements — for example, Karnataka requires stamp paper for wills over ₹100 in value; Kerala has specific provisions under the Cochin and Travancore succession acts for certain communities; Telangana and AP follow the unified AP Stamp Act. Our State Execution Packs document each state’s stamp duty schedule, registration office locations, witness requirements, and any state-specific court precedents on Muslim succession."}]]}],["$","$L3","2",{"value":"Legal & Compliance-2","className":"border-border","children":[["$","$L4",null,{"className":"text-left text-sm font-medium text-foreground/90 hover:text-foreground","children":"How do you handle the Muslim Personal Law (Shariat) Application Act?"}],["$","$L5",null,{"className":"text-sm text-muted-foreground leading-relaxed","children":"The Shariat Act of 1937 provides that Muslim personal law governs matters of inheritance, wills, and succession for Indian Muslims, taking precedence over the Indian Succession Act, 1925 (which applies to non-Muslims). Our calculation engine applies the traditional fara’id rules of the selected doctrine. For Muslims in certain states who may have opted for codified law or for families with mixed-law considerations (e.g., joint Hindu family property acquired by a Muslim), we recommend consulting a qualified legal advisor alongside using Wasiyat."}]]}],["$","$L3","3",{"value":"Legal & Compliance-3","className":"border-border","children":[["$","$L4",null,{"className":"text-left text-sm font-medium text-foreground/90 hover:text-foreground","children":"How does Indian joint property law interact with Islamic inheritance?"}],["$","$L5",null,{"className":"text-sm text-muted-foreground leading-relaxed","children":"This is one of the most common pain points for Indian Muslim families. Joint property (held by co-owners, often siblings or spouses) must first be separated to determine the deceased’s individual share before Islamic inheritance rules apply. For example, if a husband and wife jointly own a flat in Koramangala, only the deceased’s 50% share enters the Islamic estate. Wasiyat’s Joint Property Separator tool helps you isolate the deceased’s share from jointly held assets before running the inheritance calculation, ensuring accurate distribution."}]]}]]}]]}],["$","div","Documents & Executor",{"children":[["$","div",null,{"className":"flex items-center gap-3 mb-4","children":[["$","div",null,{"className":"flex h-10 w-10 items-center justify-center rounded-lg bg-emerald-500/10 text-emerald-400 ring-1 ring-emerald-500/20","children":["$","svg",null,{"xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-file-text h-5 w-5","children":[["$","path","1rqfz7",{"d":"M15 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V7Z"}],["$","path","tnqrlb",{"d":"M14 2v4a2 2 0 0 0 2 2h4"}],["$","path","b1mrlr",{"d":"M10 9H8"}],["$","path","t4e002",{"d":"M16 13H8"}],["$","path","z1uh3a",{"d":"M16 17H8"}],"$undefined"]}]}],["$","h2",null,{"className":"text-xl font-semibold text-foreground","children":"Documents & Executor"}]]}],["$","$L2",null,{"type":"single","collapsible":true,"className":"w-full","children":[["$","$L3","0",{"value":"Documents & Executor-0","className":"border-border","children":[["$","$L4",null,{"className":"text-left text-sm font-medium text-foreground/90 hover:text-foreground","children":"What documents does Wasiyat generate?"}],["$","$L5",null,{"className":"text-sm text-muted-foreground leading-relaxed","children":"We generate a comprehensive document pack: (1) Will Document (Wasiyyah) with proper Islamic preamble (bismillah, shahada), bequest clauses, and heir designation; (2) Inheritance Schedule (Share Certificate) showing each heir’s exact fraction, Quranic citation, and INR value; (3) Bequest Annexure detailing discretionary allocations; (4) Asset Inventory with property descriptions, estimated values, and nominee details; (5) Family Summary with the complete heir tree; (6) Executor Playbook with step-by-step administration guide. All documents are generated as court-ready PDFs with state-specific legal language, bilingual headers, and proper attestation blocks."}]]}],["$","$L3","1",{"value":"Documents & Executor-1","className":"border-border","children":[["$","$L4",null,{"className":"text-left text-sm font-medium text-foreground/90 hover:text-foreground","children":"What is the Executor Playbook?"}],["$","$L5",null,{"className":"text-sm text-muted-foreground leading-relaxed","children":"The Executor Playbook is an 8-stage operational guide for the wasi (executor) you designate. It covers: (1) death certificate procurement, (2) asset inventory and valuation, (3) debt and liability settlement (including the Islamic priority: funeral expenses → debts → bequests → inheritance), (4) bequest execution, (5) share calculation verification, (6) asset transfer and mutation, (7) documentation with Sub-Registrar offices, and (8) final distribution confirmation. Each stage includes checklists, estimated timelines, required government forms, and your specific distribution data pre-filled."}]]}],["$","$L3","2",{"value":"Documents & Executor-2","className":"border-border","children":[["$","$L4",null,{"className":"text-left text-sm font-medium text-foreground/90 hover:text-foreground","children":"What is the Islamic priority order for settling an estate?"}],["$","$L5",null,{"className":"text-sm text-muted-foreground leading-relaxed","children":"Before inheritance shares are calculated, Islamic law mandates a strict priority sequence for the gross estate: (1) Funeral and burial expenses (tajheez-o-takfeen), kept reasonable per Sunnah; (2) Debts owed by the deceased (duyun), including both debts to people and religious obligations like unpaid zakat or kaffarah; (3) Bequests (wasiyyah) up to 1/3 of the remaining estate to non-heirs; (4) Inheritance distribution (mirath) of the remaining 2/3 per fara’id. This sequence is derived from Surah An-Nisa (4:11–12): “after any bequest he may have made or debt.” Wasiyat enforces this priority order in every calculation."}]]}],["$","$L3","3",{"value":"Documents & Executor-3","className":"border-border","children":[["$","$L4",null,{"className":"text-left text-sm font-medium text-foreground/90 hover:text-foreground","children":"What documents are included in the estate pack?"}],["$","$L5",null,{"className":"text-sm text-muted-foreground leading-relaxed","children":"A complete estate pack contains 10 documents: (1) Will Declaration (Wasiyyah), (2) Inheritance Calculation Certificate, (3) Asset Schedule, (4) Bequest Summary, (5) Heir Certificate, (6) Islamic Compliance Certificate, (7) Compliance Checklist, (8) Executor Guide, (9) Nominee Directory, and (10) Emergency Access Instructions. Each document has a DIN footer, QR code, and seal placeholder."}]]}],["$","$L3","4",{"value":"Documents & Executor-4","className":"border-border","children":[["$","$L4",null,{"className":"text-left text-sm font-medium text-foreground/90 hover:text-foreground","children":"Can witnesses and executors sign documents electronically?"}],["$","$L5",null,{"className":"text-sm text-muted-foreground leading-relaxed","children":"Yes. Digital signature capture is available for all parties — testator, executor, and witnesses. 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From there, they can accept or decline the appointment, review the estate plan, access and download all documents, sign digitally, and follow the 8-step executor playbook for estate settlement."}]]}],["$","$L3","1",{"value":"Executor Portal-1","className":"border-border","children":[["$","$L4",null,{"className":"text-left text-sm font-medium text-foreground/90 hover:text-foreground","children":"Can one executor serve across multiple estates?"}],["$","$L5",null,{"className":"text-sm text-muted-foreground leading-relaxed","children":"Yes. If an executor has been appointed across multiple estates, they can access a unified dashboard showing all their active appointments. Each appointment is tracked independently with its own status, documents, and timeline."}]]}],["$","$L3","2",{"value":"Executor Portal-2","className":"border-border","children":[["$","$L4",null,{"className":"text-left text-sm font-medium text-foreground/90 hover:text-foreground","children":"What is identity verification?"}],["$","$L5",null,{"className":"text-sm text-muted-foreground leading-relaxed","children":"Identity verification adds an extra layer of trust to your estate documents. You can verify your identity through a self-declaration (name, date of birth, address) or by providing basic Aadhaar information (last 4 digits only — we never store your full Aadhaar number). 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The revoked executor will lose portal access immediately, and a new invitation will be sent to the replacement."}]]}]]}]]}],["$","div","Family & Account",{"children":[["$","div",null,{"className":"flex items-center gap-3 mb-4","children":[["$","div",null,{"className":"flex h-10 w-10 items-center justify-center rounded-lg bg-emerald-500/10 text-emerald-400 ring-1 ring-emerald-500/20","children":["$","svg",null,{"xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-users h-5 w-5","children":[["$","path","1yyitq",{"d":"M16 21v-2a4 4 0 0 0-4-4H6a4 4 0 0 0-4 4v2"}],["$","circle","nufk8",{"cx":"9","cy":"7","r":"4"}],["$","path","kshegd",{"d":"M22 21v-2a4 4 0 0 0-3-3.87"}],["$","path","1da9ce",{"d":"M16 3.13a4 4 0 0 1 0 7.75"}],"$undefined"]}]}],["$","h2",null,{"className":"text-xl font-semibold text-foreground","children":"Family & Account"}]]}],["$","$L2",null,{"type":"single","collapsible":true,"className":"w-full","children":[["$","$L3","0",{"value":"Family & Account-0","className":"border-border","children":[["$","$L4",null,{"className":"text-left text-sm font-medium text-foreground/90 hover:text-foreground","children":"Can I manage multiple families?"}],["$","$L5",null,{"className":"text-sm text-muted-foreground leading-relaxed","children":"The Vault Family plan (₹14,999/year) supports multiple family profiles, allowing you to manage separate estate plans for different family branches. 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(2) ORIS Natural Language — describe your family in plain English or transliterated Urdu (e.g., “My wife Fatima, two sons Ahmed and Yusuf, my mother Khadija is alive, and my father passed away last year”) and ORIS parses the structure automatically, presenting it for your confirmation before saving."}]]}],["$","$L3","2",{"value":"Family & Account-2","className":"border-border","children":[["$","$L4",null,{"className":"text-left text-sm font-medium text-foreground/90 hover:text-foreground","children":"What if my family situation changes after I create a plan?"}],["$","$L5",null,{"className":"text-sm text-muted-foreground leading-relaxed","children":"Estate plans are living documents. Wasiyat’s Life Event Tracking system helps you update your plan when significant events occur: marriage, divorce, birth of a child, death of an heir, or acquisition or sale of major assets. When you log a life event, the system automatically flags which calculations and documents need to be regenerated. 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