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Scenarios

# Use Cases

Every family is different. See how Wasiyat adapts to your specific estate planning needs.

## Families with Multiple Heirs

The most common scenario for Indian Muslim families

When your family includes a spouse, children, and living parents, inheritance distribution becomes complex. Different doctrines apply different rules for fixed shares, residuary distribution, and potential adjustments.

Key Features

- 5-layer calculation handles all heir combinations
- Awl/radd adjustments applied automatically per doctrine
- Visual share breakdown with Quranic citations for each heir
- Side-by-side doctrine comparison via ORIS AI

Example Scenario

Ahmed has a wife, 2 sons, 1 daughter, and both parents alive. Under Hanafi rules: wife gets 1/8, mother 1/6, father 1/6, and the children share the residuary (sons get double the daughter’s share).

## Families with Minor Children

Guardian appointment and trust planning

When heirs are under 18, Islamic and Indian law both require proper guardian arrangements. The Guardians and Wards Act, 1890 governs who can serve as guardian, and the process varies by state.

Key Features

- Minor beneficiary detection and age tracking
- Guardian appointment wizard with type selection
- State-specific court filing templates for all Indian states and union territories
- Automatic reminders when minors approach age 18

Example Scenario

Fatima has 3 children, the youngest is 8. She designates her brother as testamentary guardian and generates Karnataka-specific court filing documentation.

## Joint Property Owners

Separating ownership before inheritance distribution

Many Indian properties are jointly owned — between spouses, siblings, or with non-family partners. Before inheritance can be calculated, the deceased’s ownership share must be accurately determined.

Key Features

- Joint ownership percentage separation
- Co-owner identification and documentation
- Only your ownership share enters the inheritance calculation
- Clear documentation for property transfer

Example Scenario

Mohammed owns 60% of a flat in Koramangala with his brother. Only ₹36L of the ₹60L flat value enters his estate calculation.

## NRI Families

Cross-border estate planning for Indian Muslims abroad

Indian Muslims living in the Gulf, US, UK, or elsewhere face the challenge of assets in multiple jurisdictions. Which country’s law applies? How do foreign property holdings interact with Islamic inheritance?

Key Features

- Comprehensive asset inventory across jurisdictions
- Indian property documentation with state-specific requirements
- Document generation for Indian legal proceedings
- Emergency access for family members in India

Example Scenario

Yusuf lives in Dubai but owns property in Kerala and mutual funds in India. His estate plan covers both Indian and overseas assets with appropriate documentation.

## Charitable Bequests

Wasiyyah for masjids, madrasas, and community causes

Many Muslims wish to leave a portion of their estate to charitable causes — a masjid, madrasa, orphanage, or scholarship fund. Islamic law permits this through the wasiyyah (bequest), subject to the 1/3 cap.

Key Features

- Bequest creation with 1/3 cap enforcement
- Multiple beneficiary support (organizations and individuals)
- Bequest validation against heir list (no bequest to heirs)
- Clear bequest annexure in document generation

Example Scenario

Khadija wants to leave ₹5L to the local orphanage and ₹3L to a madrasa. Her net estate is ₹30L — the ₹8L bequest is within the ₹10L (1/3) cap.

## Professional Advisors

Lawyers, financial advisors, and community leaders

Legal professionals and financial advisors serving the Muslim community need accurate, reliable tools to advise clients on Islamic estate planning. Community leaders often guide families through the process.

Key Features

- Multi-family management on Vault Family plan
- Professional marketplace for connecting with clients
- Verified advisor profiles with specialization tags
- Client document sharing and collaboration

Example Scenario

Advocate Rehana manages estate plans for 15 client families across Hyderabad, using the Vault Family plan to maintain separate profiles for each.

## Remote Executors & NRI Families

Document verification and executor portal access from anywhere

For families where the executor lives abroad or in a different state, document verification and executor portal access enable remote estate management.

Key Features

- DIN-based document verification
- QR code scanning for instant authenticity checks
- Dedicated executor portal with playbook
- Digital signatures from anywhere

Example Scenario

Executor Imran in Dubai verifies all 10 estate documents via QR code, accepts the appointment through the executor portal, and follows the 8-step playbook — all without needing to travel to India.

## Which scenario fits your family?

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### ORIS

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